Analyze customer financial profile and identify related risk exposure for different industries client.
Work independently, make firm/ informed judgement and decision to protect company interest, balancing risk and returns.
Monitoring of credit status of customers to ensure timely highlight of counterparty risks utilizing market research data, customer payment behavior and any other relevant research/analytical data.
Assist stakeholders to provide support and address enquiries relating to credit process.
Conduct analytical reviews on the data gathered on the credibility of the customers globally and recommend credit limits with justifications to management for final approval which inclusive of Strategic account.
Ensure timely follow up with stakeholders & management on customer’s credit request.
Perform monthly credit reviews on all the expired credit account for the Group.
Perform research, create and maintain database for customers’ credit information.
Perform the bi-monthly monitoring reports for management review.
Perform quartely report such as SA report, FICA report, Payment term report, etc for management review.
Proactively participate in process enhancement & project.
Assisting and coaching the junior team members on their queries and guidance.
Involve in monthly Regional Credit Manager meeting.
JOB REQUIREMENT
Candidate must possess at least a Bachelor Accounting Degree in Finance/Accounting.
Minimum at least 2 to 4 years of relevant working experience in a similar function.
Good in interpersonal and problem-solving skills.
Able to work independently with minimum supervision.
Excellent interpersonal skills with high fluency in both written and spoken English
Able to analyze full financial statement to assess the financial profile of a company.
Meticulous, diligence, strong analytical and problem-solving skills.
Resilient and able to work independently under pressure and meet tight deadlines.
Excellent written and verbal communication skills.
Strong leadership skills and able to provide consistent guidance to younger team members in daily operations.
Able to learn and acquire credit skills quickly to handle more complex deals.
Possess growth mindset, innovation & agile. Always looking for ways to improve.
