SENIOR MANAGER - CREDIT ADMINISTRATION & OPERATIONS

POSITION SUMMARY:

Candidate is responsible to provide leadership for the overall management of the Credit Administration function for the Financial Services Division of the Group. Key responsibilities include timely preparation of legal and security documentation for Client execution, processing of disbursements and dealing with external customer issues and to provide timely, accurate and effective credit administrative support to business units. The candidate also drives the optimization of the team, reducing overall operations costs and decreases operational risk.

The Group primarily operates its Financial Services business through its fully owned subsidiaries – Maax Factor Sdn Bhd (MFSB) and MAA Credit Berhad (MAAC). MFSB’s business is trade receivable financing or factoring for SMEs and MAAC provides various forms of funding from short term to long term loans.

JOB RESPONSIBILITIES:

• Responsible for preparation of Facility Offer Letters and liasing with solicitors for complete preparation of facility documentation.
• Manage and control credit operations to ensure accurate and efficient processing of disbursements and settlements.
• Ensure the quality of security documentations through periodic monitoring and evaluation and takes necessary measures to protect the organization’s interest.
• Define guidelines and standard operating procedures pertaining to management and control of credit operations to ensure accurate and efficient processing of credit facilities and monitoring of conditions/covenants and collateral.
• Perform checks to ensure legal and security documentation are completed, conditions precedents are fulfilled prior to activation of facilities, monitoring of conditions subsequent and ensure that the legal and security documents are in safe custody.
• Ensure compliance of internal processes and recommend areas for improvement.
• Digitalization of the Financial Services Division.
• Lead team in dealing with external customer issues, on-going customer services, post-financing support and resolving operation issues and product implementations.
• Develop talent within the team by providing guidance and coaching to achieve organizational goals.

JOB REQUIREMENTS:

• Degree in Business, Accounting, Banking, Finance, Economics or other related disciplines.
• Minimum 8 - 12 years' experience in Banking and/or other Financial Institutions, involving Credit Administration function. Those with experience in a Factoring Company and/or Commercial/SME Banking have an added advantage.
• Fluent in English & Bahasa Malaysia, both spoken and written.
• Competent computer skills with proficiency in Microsoft Office software, particularly in Word and Excel.
• Good knowledge of overall Credit Administration processes. Knowledge of credit facilities processing practices, methods and procedures.
• Experience in processing of documentation and releasing of SME, Commercial, Corporate or Syndicated loans/credit facilities is preferred.