Manager, iCIMB - SG Ops (Credit Admin SG) MY
- Full Time, onsite
- CIMB Bank Berhad
- Kuala Lumpur Credit (Banking & Financial Services) Full time Add expected salary to your profile for insights, Malaysia
Salary undisclosed
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Job Purpose *
- Pre-disbursement (on boarding) activities: Letter of Offer generation, vetting & checking of various security documents, ensure compliance of conditions precedent in accordance to Credit approved terms and internal guideline, disbursement of facility.
- Post disbursement activities include covenant monitoring, insurance and misc monitoring pursuant to Credit Review.
- Off boarding activities: settlement of account with discharge/ release of the relevant collateral.
- Loan account opening, repricing & misc loan system maintenance.
- Activation of limit & disbursement/ drawdown of credit facility.
- Repayment of credit facility.
- Revolving credit facility transactions & monitoring.
- Monitor (follow up) and perform the relevant payments in relation to fees.
- Other supporting system, ie ICRES, collateral related etc.
Key Responsibilities *
Strategy and Planning
- Plan and manage CAD team to ensure accurate and prompt daily processing in accordance with all relevant MAS and Group policies and guidelines.
- Recommend changes to improve operational efficiency, control and security.
- Identifies key objectives, financial and other performance measures for the department.
- Identifies, allocates and organises resource requirements, including people development requirements.
Business Performance and Management
- Role model and drive acitivities to encourage and build desired organisational culture, values and reputation in the Group markets and with all staff, customers and regulatory/official bodies.
- Ensure procedures are available, up to date, understood and applied by team members.
- Continuous review of processes to ensure delivery of high-quality services to customers and meeting the KPIs set while maintaining operational risk to an acceptable level.
- Optimise use of resources to achieve high productivity and optimal performance level.
- Any other responsibilities / task as assigned by management from time to time.
People Management
- Develops teams of CAD specialists to identify potential candidates.
- Ensure ongoing training and development of staff on operating procedure.
- Display exemplary conduct and live by the Group’s values.
- Take personal responsibility for embedding the highest standard of ethics, including regulatory and business conduct across Group.
- Supervise, guide, appraise, counsel and motivate staff to seek performance improvement.
- Create a harmoniuos work environement.
- Enhance discipline of staff.
- Demonstrate strong teamwork with internal and external team member.
- Plan and manage the use of resources during resources crisis due to MC and EL.
- Motivate, coach and develop staff in order to maximize operational efficiency.
Regulatory Compliance
- Ensures compliance with regulatory requirements, Group policies & procedures, client mandates, guidelines market conventions, and the Department’s policies and procedures globally.
- Manage and mitigate financial/reputational risk by ensuring appropriate controls are developed and maintained in compliance with regulatory requirements or company policies.
- Manage and mitigate financial/reputational risk by escalating potential issue immediately.
- Responsible to escalate any Money Laundering and Suspicious Transactions.
Risk Management
- Proactively monitors and manage operational within the Business Units, system/channel risk (with operational control) of the products and actively highlight any potential and actual breakdown of controls.
- Responsible for the identification, escalation, management and mitigations of all aspects of risk in accordance with all relevant product.
- Establishe Business Key Risk Indicators to proactively identificial thematic and emerging risk.
- Actively managing and monitoring performance against defined Key Risk and Performance indicators.
- Ensure controls are efficiently and effectively exercised in order to prevent frauds and losses.
Sustainability Development
- Optimises business operations and resources, creating efficient processes, reduce costs and strengthens Group brand.
Relevant Work Experience
- 10 years of experience of relevant banking background in established bank / financial institutions.
- 5 years of prior leadership position in a banking role in established financial institutions.
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