Manager/Sr. Manager - Credit Planning & Data Management

Important Note:

Please take note that we are expecting to relocate our office location to Cheras Maluri area tentatively by end of this year 2024.

Vacancy:

1 Vacancy for Sr. Manager Credit Score Modelling

2 Vacancy for Manager Credit Planning

Job Description for Sr. Manager Credit Score Modelling

• Develop and implement an effective credit score model or scheme for customers and maximize the company’s profitability and value in the market.
• Evaluate, implement, and monitor internal and external credit scoring models and/or financial forecasting models using both traditional and other advanced predictive technologies, segmentation, and optimization tools in strategy development.
• Develop and maintain user requirements, parameters, and configurations of rating system for different customer segments.
• Research and implementation of effective use of AI solutions.
• Identify data trends via deep data analytics and summarize key findings for Score Card Improvement.
• Research and study, introduce and verify new function of next generation innovative operation.
• Monitor, evaluate, and improve Score card and rule engine management from profitability point of view.
• Manage and monitor overall profitability by customer and merchant level

Job Description for Manager Credit Planning

• Conduct in-depth analysis of credit portfolios to assess performance, identify trends, and evaluate risk exposure.
• Utilize data insights to make informed decisions and recommend adjustments to credit strategies as needed.
• Oversee the development, maintenance, and enforcement of credit policies and procedures. Ensure compliance with regulatory requirements and industry best practices.
• Collaborate with cross-functional teams to drive credit planning initiatives and ensure alignment with organizational goals.
• Provide analytical support and insights to credit decision-making processes, including underwriting, pricing, and portfolio management.
• Utilize quantitative models and tools to assess creditworthiness and recommend appropriate actions.

Job Requirement:

• Bachelor’s degree in finance, Economics, Business Administration, or related field. Master's degree preferred.
• Minimum 10 years relevant working experience preferably in banking / financial institutions with at least 5 years management exposure.
• Strong analytical skills in credit risk assessment and credit score modelling.
• Proficient in SQL, Python/R, Data Mining (Feature engineering), MLOPS (Model Deployment & Maintenance), understanding on ML algorithm, AWS Cloud services (preferred but experience on other cloud services is acceptable).
• Good written and communication skills, analytical minded with a sense of accuracy.
• Ability to collaborate with a variety of stakeholders.