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Credit Assessment Executive - based in Perai, Penang

Salary undisclosed

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Are you passionate about finance and ready to take your career to the next level? Join our team as a Credit Assessment Executive and enjoy a competitive compensation package along with attractive incentives!

What You Will Benefit From:

  • Competitive Basic Salary
  • Quarterly Incentive
  • Annual Bonus

Responsibilities :

  • Evaluate and assess credit/loan applications, including Hire Purchase Loans, Motorcycle Loans, and Easy Payment Loans.
  • Prepare thorough analyses and develop independent written reports detailing a borrower’s strengths, weaknesses, and repayment ability, while identifying potential risks.
  • Adhere to company guidelines and procedures for credit judgement.
  • Maintain the confidentiality of all protected information.
  • Collaborate effectively with team members and inter-departmental colleagues to complete tasks within stipulated timeframes.
  • Provide sound recommendations to improve the credit assessment process.
  • Perform other related duties as required.

Requirements :

  • Diploma or bachelor degree in Business/Finance/Accounting/Banking, or a related field.
  • 1-2 years of experience in credit assessment/evaluation for Hire Purchase, Motorcycle, or Easy Payment Loans in a bank or credit company is an advantage.
  • Ability to read and analyze financial reports with a solid understanding of accounting principles.
  • Strong analytical skills and the ability to work well under pressure.
  • Proficiency in English and Bahasa Malaysia in both writing and speaking.

If you are detail-oriented, analytical, and eager to contribute to a dynamic team, we invite you to apply!

Join us today!