Credit Assessment Executive - based in Perai, Penang
Salary undisclosed
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Are you passionate about finance and ready to take your career to the next level? Join our team as a Credit Assessment Executive and enjoy a competitive compensation package along with attractive incentives!
What You Will Benefit From:
- Competitive Basic Salary
- Quarterly Incentive
- Annual Bonus
Responsibilities :
- Evaluate and assess credit/loan applications, including Hire Purchase Loans, Motorcycle Loans, and Easy Payment Loans.
- Prepare thorough analyses and develop independent written reports detailing a borrower’s strengths, weaknesses, and repayment ability, while identifying potential risks.
- Adhere to company guidelines and procedures for credit judgement.
- Maintain the confidentiality of all protected information.
- Collaborate effectively with team members and inter-departmental colleagues to complete tasks within stipulated timeframes.
- Provide sound recommendations to improve the credit assessment process.
- Perform other related duties as required.
Requirements :
- Diploma or bachelor degree in Business/Finance/Accounting/Banking, or a related field.
- 1-2 years of experience in credit assessment/evaluation for Hire Purchase, Motorcycle, or Easy Payment Loans in a bank or credit company is an advantage.
- Ability to read and analyze financial reports with a solid understanding of accounting principles.
- Strong analytical skills and the ability to work well under pressure.
- Proficiency in English and Bahasa Malaysia in both writing and speaking.
If you are detail-oriented, analytical, and eager to contribute to a dynamic team, we invite you to apply!
Join us today!
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