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FINANCIAL ADVISOR

Full Time, onsite
LTH GROUP ASIA SDN BHD
Temerloh, Malaysia

RM 1,500 - RM 6,000 / Per Mon

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Key Responsibilities:

CLIENT ASSESSMENT:

Meet with clients to evaluate their financial status, goals, and risk tolerance.

Collect and analyze financial information, including income, expenses, assets, and liabilities.

FINANCIAL PLANNING:

Develop comprehensive financial plans tailored to individual client needs.

Identify financial goals and objectives, such as retirement planning, education funding, or wealth accumulation.

Create strategies to achieve these goals, considering investment options, insurance, and tax implications.

INVESTMENT GUIDANCE:

Recommend investment products and portfolios that align with clients' risk tolerance and objectives.

Monitor and review investment portfolios regularly, making adjustments as needed.

Stay up-to-date with market trends and financial products to provide informed investment advice.

RISK MANAGEMENT:

Evaluate insurance needs and provide recommendations for life, health, disability, and other insurance products.

Assess and mitigate risks associated with clients' financial situations.

TAX PLANNING:

Advise clients on tax-efficient strategies to minimize tax liability.

Stay informed about changing tax laws and regulations that may affect clients.

RETIREMENT PLANNING:

Assist clients in planning for retirement, including estimating retirement income needs and optimizing retirement account contributions.

EDUCATION AND COMMUNICATION:

Educate clients about financial concepts and investment strategies.

Provide clear explanations of financial plans, investments, and risk factors.

Maintain open and effective communication with clients to address questions, concerns, and updates.

COMPLIANCE:

Adhere to regulatory and compliance guidelines to ensure ethical and legal conduct.

Keep accurate records of client interactions and financial transactions.

INVESTMENT PLANNING:

Develop customized investment strategies based on clients' objectives, risk tolerance, and time horizons. Monitor and adjust investment portfolios as needed.

RETIREMENT PLANNING:

Assist clients in creating retirement plans, including identifying income sources, estimating expenses, and recommending suitable retirement accounts and strategies.

EDUCATION PLANNING:

Help clients save and invest for their children's or their own education expenses, offering insights into college savings plans and other relevant options.

PROTECTION AND RISK MANAGEMENT PLANNING:

Evaluate clients' insurance needs and provide recommendations for life, health, disability, and other insurance policies to protect against unexpected events.

LEGACY PLANNING:

Advise clients on estate planning, including wills, trusts, and inheritance strategies to ensure the efficient transfer of assets to the next generation.

all products and services offered by the company are governed under Shariah Law Compliance

Qualifications and Requirements:

Bachelor's degree or diploma in finance, economics, business, or a related field.

Strong knowledge of financial markets, investment products, and tax regulations.

Excellent analytical, problem-solving, and mathematical skills.

Effective communication and interpersonal skills to build and maintain client relationships.

A high level of ethical conduct and integrity.

Proficiency in financial planning software and tools.

A client-centric approach with a focus on delivering tailored financial solutions.

Job Types: Full-time, Permanent, Freelance, Fresh graduate

Pay: RM1,500.00 - RM6,000.00 per month

Benefits: