Manager, Risk Management (Credit Decision Science)

Overview

This role will be responsible in for the development and implementation of credit risk models (comprising of secured and unsecured consumer portfolio) across different markets. This role requires a balance of advanced technical expertise, people management, and strong stakeholder management skills; while ensuring effective communication and collaboration across Business and Support Units and reporting to the Head of Credit Risk.

Job Responsibilities:

• Drive the end-to-end development and effective implementation of AI-driven consumer portfolio credit models so that the estimation of risk/return of the respective consumer portfolio are optimized.
• Conduct regular data collection, in-depth analysis/monitoring or performance assessment of credit risk models (including score overrides), identifying areas for improvement, potential risks and recommending updates/recalibration or redevelopment as needed.
• Support data collection and analysis to ensure high-quality inputs for model development.
• Collaborate with team members to document model methodologies, assumptions, and validation results, ensuring compliance with both internal and regulatory standards.
• Participate in preparing reports and presentations for senior management to influence strategic decisions and regulators.
• Collaborate with cross-functional teams, including Finance, IT, respective Business Units, Credit and Recovery, to ensure models are integrated into strategic decision-making processes.
• Keep up-to-date with industry trends, regulatory updates, and advancements in credit risk modelling techniques to ensure models remain best-in-class.

Job Requirement:

• Malaysian citizen.
• Bachelor's Degree holder in Finance, Economics, Mathematics or Statistics.
• Minimum 3-5 years of relevant experience in banking industry in the area of credit risk governance and track record of managing complex projects.

What’s next?

• Once you’ve applied online, our team will carefully review your application. Due to a high volume of applications, we appreciate your patience to allow for a fair and timely review process
• Should you be shortlisted for the role, we will send you an invitation via email for an interview. You can also check on your application status by logging into your candidate account

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