Manager, Risk Management (Independent Credit Review)
Overview
The Independent Credit Review Manager is responsible for ensuring that post-approval independent credit review is performed as required under Bank Negara Malaysia’s “Credit Risk” regulatory guideline, which includes performing in-depth analysis on portfolio performance and escalating credit risks/vulnerabilities to senior management and the Board of Directors.
This role reports to the Head of Credit Risk Governance.
Key Responsibilities and Accountabilities
- Perform in-depth analysis of bank’s overall credit portfolio performance to surface material credit risk vulnerabilities and mitigations and to ensure the appropriateness of credit grading and provisioning levels, in compliance with the Bank’s credit risk strategy and appetite, policies and regulatory requirements.
- Validate via sampling the appropriateness of credit decisioning, including but not limited to ensuring that all approved limits/terms are fit for purpose and demonstrate prudent credit assessment in compliance with all applicable credit policies.
- Assess the operational robustness and collections effectiveness of the portfolio in review. Facilitate the ICAAP and stress testing processes by highlighting credit risk vulnerabilities that may impact the Bank’s profitability and capital levels.
- To assist in promoting the achievement of the Bank’s sustainability and climate change risk management objectives through sustainability risk management.
- To assist in driving the formulation and developments of the ESG Risk policies, and provide advisory/consultation to stakeholders with regards to ESG initiatives and risk measurement approaches.
- Responsible for providing leadership, support, and coaching to the team to ensure high productivity and performance
Jobholder Requirements
- Malaysian citizen.
- Minimum 7 years’ experience in Credit Review/Analysis or Credit Risk and 3 years of managerial function and people management skills.
- Strong knowledge of Credit Risk Management including banking practices and procedures.
- Leadership ability to see the big picture without losing attention to details.
What’s next?
- Once you’ve applied online, our team will carefully review your application. Due to a high volume of applications, we appreciate your patience to allow for a fair and timely review process.
- Should you be shortlisted for the role, we will send you an invitation via email for an interview. You can also check on your application status by logging into your candidate account.
HLB Careers Link:
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