M/SM, Credit Analyst
About the Job
About Our Client:
Our client is a prominent financial services group operating through its subsidiaries, specializing in invoice financing for SMEs and providing various forms of funding from short-term to long-term loans.
Job Vacancy:
Manager/Senior Manager, Credit Analyst
Reporting Line: Group COO"
Key Responsibilities:
- Manage a portfolio of clients, including evaluating financial status, monitoring existing clients, performing risk assessments, and making informed decisions.
- Support the sales team in preparing pre-deal assessments and credit applications.
- Conduct business and industry analysis, financial modeling, and projections.
- Ensure credit underwriting meets regulatory and internal policies and standards.
- Interact with clients to gather deal requirements and perform quality analysis and due diligence.
- Undertake periodic reviews of client portfolios.
- Improve operational efficiency and effectiveness of processes.
- Coordinate and track the progress of accounts, including compliance with approved conditions and covenants.
- Execute any other duties as required by management or immediate superior.
Who You Are:
The ideal candidate will have a background in financial services, particularly from factoring companies. They should have strong experience in the preparation of credit proposals, financial modeling, reporting, and invoice financing. Fluency in English and Bahasa Malaysia, both spoken and written, is essential.
What's On Offer:
This opportunity offers a chance to join a leading financial services group, working closely with industry experts. The role is crucial in managing credit risks and supporting business growth. This position provides excellent prospects for career advancement within the expansive group.
The offered salary is up to MYR 12,000 per month, accompanied by a diverse array of benefits, including annual performance bonuses and additional perks.
Apply now or reach out to me at [email protected] for a confidential discussion. Please note that only shortlisted candidates will be contacted. Applications are open only to local candidates.