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Credit Processing Specialist

Salary undisclosed

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Job Description

Team Management and Oversight:

  • Lead, mentor, and manage a team of contract staff responsible for processing daily document verification volumes.
  • Allocate tasks effectively to ensure timely completion of daily operations.
  • Conduct regular QA checks on submitted work to ensure adherence to quality and accuracy standards.
  • Provide feedback and training to team members to enhance performance and maintain operational excellence.

Document Review And Verification

  • Develop and implement SOPs for verifying documents submitted for SeaMoney credit products.
  • Review and validate key customer information, including identity documents, income verification, and supporting materials.
  • Identify discrepancies, missing details, or potential fraudulent documents, and escalate issues as required.

Compliance And Risk Management

  • Ensure all documentation and processes align with underwriting guidelines and local regulatory standards.
  • Mitigate risks associated with daily operations to safeguard the company’s reputation and compliance standing.
  • Serve as the approving authority for high-risk or complex credit applications.

Operational Excellence

  • Monitor and ensure accuracy in data entry performed by the team, maintaining data integrity and reliability.
  • Design and refine workflows to address changing business needs and optimize operational efficiency.
  • Collaborate with internal teams to resolve documentation issues or obtain additional information from customers.
  • Support the development and implementation of systems and tools to enhance team productivity.

Business Decision Support

  • Actively participate in business decision-making processes to address operational challenges and support company objectives.
  • Provide insights to improve the credit underwriting framework, ensuring alignment with organizational goals.
  • Drive process improvements to enhance customer satisfaction and operational efficiency.

Requirements

  • Bachelor’s degree in finance, business administration, or a related field.
  • Proven experience in credit underwriting operations, document verification, or a similar role, with team management experience preferred.
  • Proven ability to consistently deliver high-quality work within stringent deadlines as required.
  • Strong knowledge of credit and risk assessment processes.
  • Excellent attention to detail with the ability to identify discrepancies and detect potential fraud.
  • Ability to develop and optimize workflows and SOPs.
  • Strong leadership and team management skills with a focus on driving performance and maintaining quality standards.
  • Exceptional communication and stakeholder management skills.
  • Proficient in using digital tools and systems for document processing and record-keeping.