Collector, Impaired Portfolios (SME Loan)
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Post : Collector, Impaired Portfolio (SME Loan)
Location : Wisma AmFirst, Kelana Jaya
Job Descriptions:
- Perform phone dunning activities on all delinquent / impaired customers assigned with adherence to the approved Collections Script to meet business goals and objectives.
- Responsible to handle mortgage. hire purchase, unsecured loan & SME.
- Successfully work on accounts as per guideline requirements set in collections system.
- To manage portfolio appropriately towards target setting inclusive of mortgage. hire purchase, unsecured loan & SME.
- Adhere to the call quality requirement
- Attending to customers’ inquiries, complaints, and proposal either verbally or in writing within the stipulated turnaround time (TAT)
- Prepare proposal for R&R, Compromised Settlement, payment proposal or without legal actions from case-to-case basis & etc.
- Ensure satisfactory rating on all audit reviews.
- Highlight suspicious and new account behavior to Unit Manager to mitigate Fraud.
- Ensure the portfolio assigned are attempted within the stipulated time frame set by Manager.
- To attend ad-hoc task / assignment given by Management.
- Ensure compliance of internal policy and procedures, Bank Negara guidelines and regulation, i.e., FSA/ IFSA 2013, Fair debts Collections, PDPA, & etc.)
- Attend all relevant training (include E-learning) for personal development and to broaden technical/ behavioral skill & knowledge which applicable to current job.
Job Requirements:
- Diploma/ Degree in Banking and Finance or related fields or SPM/ STPM with minimum 3-5 years working experience in related field.
- Equipped with collections experience in banking line will be an added advantage
- Able to work under pressure.