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Senior Compliance Specialist

  • Full Time, onsite
  • PayNet (Payments Network Malaysia)
  • Wilayah Persekutuan Kuala Lumpur, Malaysia
Salary undisclosed

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Summary Of Responsibilities

Data Governance

  • Develop, implement, and monitor data governance frameworks, policies, and procedures in alignment with all relevant regulatory requirements

Regulatory Compliance

  • Monitor, review and advise the compliance of PayNet to the relevant regulatory requirements such as Malaysian Laws, relevant Regulatory Guidelines, Supervisory Expectation, PayNet’s rules, operating procedures and standards

Ecosystem Compliance

  • Monitor, review and advise Participants’ compliance to PayNet’s rules, operating procedures, requirements and relevant Regulatory Guidelines

Key Areas Of Responsibilities

Data Governance

  • Design, develop, and implement a robust enterprise-wide Data Governance Framework, incorporating policies, processes, and controls that align with BNM guidelines, relevant Malaysian Laws, and international best practices
  • Work closely with Cyber Tech Risk, Technology, Risk Management, Legal, and Business teams to integrate data governance principles into daily operations and strategic initiatives
  • Conduct periodic compliance assessments and gap analyses to ensure regulatory adherence and recommend necessary improvements
  • Oversee regulatory reporting requirements and ensure timely submission of data-related compliance reports to BNM and other authorities
  • Lead incident response protocols in the event of data breaches, ensuring timely investigation and regulatory reporting
  • Work closely with the Data Protection team to conduct training programs for employees on data governance, privacy, and regulatory compliance

Regulatory Compliance

  • Research and advise on laws, regulations and policies applicable to PayNet inclusive of PayNet’s products and services, which includes assessing and disseminating regulatory guidelines issued by Bank Negara Malaysia
  • Monitor and review compliance of PayNet to applicable laws, regulatory requirements and policies and identify gaps and develop action plans, if any
  • Provide recommendations and to ensure as far as possible the identified gaps are closed
  • Develop and implement compliance monitoring and reporting mechanism to check PayNet's own compliance with the applicable laws, regulatory requirements, rules, operating procedures and policies
  • Follow up on actions required/preventive measures to be implemented by PayNet’s business teams to comply with the applicable laws, regulatory requirements, rules, operating procedures and policies
  • Provide guidance on proper application and interpretation of laws, regulations and policies applicable to the business if need arises
  • Draft out standard operating procedures, policies, guidelines and frameworks to ensure PayNet is in compliance with relevant laws, regulatory requirements, rules, operating procedures and policies

Ecosystem Compliance

  • Advise on compliance related matter to the policies and procedures of PayNet to the Participants
  • Monitor and review compliance of PayNet’s Participants with the prescribed rules, procedures and standards issued by PayNet
  • Conduct mystery shopping for identified PayNet’s products/services, where applicable
  • Develop and implement compliance monitoring and reporting mechanism to check the Participants’ compliance with the applicable laws, regulatory requirements, rules, operating procedures and policies
  • Follow up on actions required/preventive measures to be implemented by PayNet’s Participants to comply with the regulatory requirements
  • Prepare correspondences to Participants and key stakeholders
  • Provide guidance on proper application and interpretation of laws, regulations and policies applicable to the Participants of PayNet's products/services if need arises
  • Process Participants’ dispensation requests (only penalty waivers)

Qualifications

Minimum Qualifications

  • Degree in Law, Finance, Information Security, or a related field
  • Strong communication skills (both written and verbal) in English and Bahasa Malaysia
  • Minimum of 7 years’ relevant working experience in compliance, data governance, or risk management within the banking, financial services sector, or a relevant field

Additional Requirements

  • High level of personal integrity and the ability to manage sensitive and confidential issues with complete discretion
  • Acts as an agent of change and stimulates others to change. Always proactive in problem solving and constantly strives to go above and beyond for the nation
  • Able to work independently under minimum supervision by understanding broad directions and can execute and deliver accordingly
  • Good organisational, analytical, problem-solving skills, and is meticulous by nature
  • Strong written, presentation, and communication skills; able to present to Management level committees
  • Proficiency in Microsoft products; must be able to prepare Management level presentations, conduct data analytics, and general reporting documents
  • Possesses a positive attitude and can maintain professionalism at all times
  • Experience in developing and implementing a data governance framework from the ground up is a plus
Summary Of Responsibilities

Data Governance

  • Develop, implement, and monitor data governance frameworks, policies, and procedures in alignment with all relevant regulatory requirements

Regulatory Compliance

  • Monitor, review and advise the compliance of PayNet to the relevant regulatory requirements such as Malaysian Laws, relevant Regulatory Guidelines, Supervisory Expectation, PayNet’s rules, operating procedures and standards

Ecosystem Compliance

  • Monitor, review and advise Participants’ compliance to PayNet’s rules, operating procedures, requirements and relevant Regulatory Guidelines

Key Areas Of Responsibilities

Data Governance

  • Design, develop, and implement a robust enterprise-wide Data Governance Framework, incorporating policies, processes, and controls that align with BNM guidelines, relevant Malaysian Laws, and international best practices
  • Work closely with Cyber Tech Risk, Technology, Risk Management, Legal, and Business teams to integrate data governance principles into daily operations and strategic initiatives
  • Conduct periodic compliance assessments and gap analyses to ensure regulatory adherence and recommend necessary improvements
  • Oversee regulatory reporting requirements and ensure timely submission of data-related compliance reports to BNM and other authorities
  • Lead incident response protocols in the event of data breaches, ensuring timely investigation and regulatory reporting
  • Work closely with the Data Protection team to conduct training programs for employees on data governance, privacy, and regulatory compliance

Regulatory Compliance

  • Research and advise on laws, regulations and policies applicable to PayNet inclusive of PayNet’s products and services, which includes assessing and disseminating regulatory guidelines issued by Bank Negara Malaysia
  • Monitor and review compliance of PayNet to applicable laws, regulatory requirements and policies and identify gaps and develop action plans, if any
  • Provide recommendations and to ensure as far as possible the identified gaps are closed
  • Develop and implement compliance monitoring and reporting mechanism to check PayNet's own compliance with the applicable laws, regulatory requirements, rules, operating procedures and policies
  • Follow up on actions required/preventive measures to be implemented by PayNet’s business teams to comply with the applicable laws, regulatory requirements, rules, operating procedures and policies
  • Provide guidance on proper application and interpretation of laws, regulations and policies applicable to the business if need arises
  • Draft out standard operating procedures, policies, guidelines and frameworks to ensure PayNet is in compliance with relevant laws, regulatory requirements, rules, operating procedures and policies

Ecosystem Compliance

  • Advise on compliance related matter to the policies and procedures of PayNet to the Participants
  • Monitor and review compliance of PayNet’s Participants with the prescribed rules, procedures and standards issued by PayNet
  • Conduct mystery shopping for identified PayNet’s products/services, where applicable
  • Develop and implement compliance monitoring and reporting mechanism to check the Participants’ compliance with the applicable laws, regulatory requirements, rules, operating procedures and policies
  • Follow up on actions required/preventive measures to be implemented by PayNet’s Participants to comply with the regulatory requirements
  • Prepare correspondences to Participants and key stakeholders
  • Provide guidance on proper application and interpretation of laws, regulations and policies applicable to the Participants of PayNet's products/services if need arises
  • Process Participants’ dispensation requests (only penalty waivers)

Qualifications

Minimum Qualifications

  • Degree in Law, Finance, Information Security, or a related field
  • Strong communication skills (both written and verbal) in English and Bahasa Malaysia
  • Minimum of 7 years’ relevant working experience in compliance, data governance, or risk management within the banking, financial services sector, or a relevant field

Additional Requirements

  • High level of personal integrity and the ability to manage sensitive and confidential issues with complete discretion
  • Acts as an agent of change and stimulates others to change. Always proactive in problem solving and constantly strives to go above and beyond for the nation
  • Able to work independently under minimum supervision by understanding broad directions and can execute and deliver accordingly
  • Good organisational, analytical, problem-solving skills, and is meticulous by nature
  • Strong written, presentation, and communication skills; able to present to Management level committees
  • Proficiency in Microsoft products; must be able to prepare Management level presentations, conduct data analytics, and general reporting documents
  • Possesses a positive attitude and can maintain professionalism at all times
  • Experience in developing and implementing a data governance framework from the ground up is a plus