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Jobs or company...

Credit Officer / Senior

RM 6,000 - RM 6,000 / month
Checking job availability...
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Job Description:

  • Analyse and process loan applications with complete set of documentation and
  • information obtain for new and existing customer application.
  • To evaluate, recommend and approve loans with lending limits for the respective assigned regions.
  • To recommend loans for approval.
  • To manage disagreements on credit decision with sales personnel.
  • Perform verification of applicant with relevant parties to ensure the genuineness of the applicant and employment details are established.
  • To be alert in detecting and preventing any potential elements of fraud or fraud applications.
  • Follow-up of documents / information with sales / branches / Group Compliance to support the loan application.
  • To evaluate, analyze credit facilities within credit practices based on credit check findings and CTOS conduct.
  • To undertake any other directives, duties and ad-hoc tasks assigned by Management from time to time.

Job Requirements:

  • Bachelor’s degree in Finance, Business, or related field.
  • At least 5 years in credit analysis, loan processing with banking background.
  • Strong analytical and decision-making abilities.
  • Excellent communication and conflict resolution skills.
  • Detail-oriented with a focus on accuracy and fraud detection.
  • Understanding of lending policies, credit assessment, and banking regulations.
  • Familiarity with CTOS and credit checks.

About The Company:

The company is providing Housing Loan, Business/SME Loan, Refinance/Remortgage, Debt Consolidation, Mortgage Insurance and Asset Planning services.

Job Types: Full-time, Permanent

Pay: Up to RM6,000.00 per month

Benefits:

  • Opportunities for promotion
  • Professional development

Schedule:

  • Monday to Friday

Education:

  • Bachelor's (Required)

Language:

  • Mandarin (Required)

Work Location: In person