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Insurance Advisor

Salary undisclosed

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Job Responsibility

  • Client Prospecting & Sales
  • Identifying and reaching out to potential clients through networking, referrals, and marketing efforts.
  • Conducting needs analysis to understand clients' financial goals, liabilities, and protection needs.
  • Recommending suitable life insurance plans, including term life, whole life, investment-linked, and takaful plans.
  • Presenting policy details, explaining benefits, terms, and conditions in compliance with Bank Negara Malaysia (BNM) regulations.
  • Handling objections and guiding clients to make informed insurance decisions.
  • Customer Relationship Management
  • Building and maintaining long-term relationships with clients through regular follow-ups.
  • Assisting clients with policy renewals, updates, and premium payments.
  • Providing financial planning advice and policy reviews to ensure adequate coverage as life circumstances change.
  • Educating clients on riders, investment-linked options, and additional coverage benefits.
  • Claims & Policy Servicing
  • Guiding clients through the claims process in case of death, disability, or critical illness.
  • Assisting in policy modifications such as beneficiary updates or premium adjustments.
  • Handling policy cancellations or conversions as per client requests.
  • Compliance & Professional Development
  • Adhering to Bank Negara Malaysia (BNM) and Life Insurance Association of Malaysia (LIAM) regulations.
  • Ensuring all sales practices align with the Financial Services Act 2013 and Islamic Financial Services Act 2013 (for takaful).
  • Maintaining up-to-date knowledge of insurance products, tax benefits, and market trends.
  • Attending continuous professional development (CPD) training and obtaining necessary certifications such as Pre-Contract Examination for Insurance Agents (PCEIA) and Investment-Linked Life Insurance (ILP) certification.
  • Business Development & Marketing
  • Organizing financial literacy talks, roadshows, and seminars to educate the public.
  • Leveraging digital marketing, social media, and online platforms to attract new clients.
  • Developing strategic partnerships with businesses, professionals, or financial planners for referrals.

Job Requirements

  • Malaysian Citizenship
  • STPM/Diploma/Degree.
  • SPM (min 5 subject PASS - Bahasa Malaysia Compulsory PASS)
  • Good communication skills
  • Can work in a team
  • Got driving license
  • Got transportation

Job Benefits

  • Training provided
  • Income with no limit
  • Commission paid 6 years for 1 sale
  • Commission paid twice a month
  • Bonus twice a year for 3 years
  • Travel (local and overseas) every year
  • Retirement savings provided
  • Business can be inherited
  • Flexible schedule
  • Opportunities for promotion
  • Work Remotely
Job Responsibility

  • Client Prospecting & Sales
  • Identifying and reaching out to potential clients through networking, referrals, and marketing efforts.
  • Conducting needs analysis to understand clients' financial goals, liabilities, and protection needs.
  • Recommending suitable life insurance plans, including term life, whole life, investment-linked, and takaful plans.
  • Presenting policy details, explaining benefits, terms, and conditions in compliance with Bank Negara Malaysia (BNM) regulations.
  • Handling objections and guiding clients to make informed insurance decisions.
  • Customer Relationship Management
  • Building and maintaining long-term relationships with clients through regular follow-ups.
  • Assisting clients with policy renewals, updates, and premium payments.
  • Providing financial planning advice and policy reviews to ensure adequate coverage as life circumstances change.
  • Educating clients on riders, investment-linked options, and additional coverage benefits.
  • Claims & Policy Servicing
  • Guiding clients through the claims process in case of death, disability, or critical illness.
  • Assisting in policy modifications such as beneficiary updates or premium adjustments.
  • Handling policy cancellations or conversions as per client requests.
  • Compliance & Professional Development
  • Adhering to Bank Negara Malaysia (BNM) and Life Insurance Association of Malaysia (LIAM) regulations.
  • Ensuring all sales practices align with the Financial Services Act 2013 and Islamic Financial Services Act 2013 (for takaful).
  • Maintaining up-to-date knowledge of insurance products, tax benefits, and market trends.
  • Attending continuous professional development (CPD) training and obtaining necessary certifications such as Pre-Contract Examination for Insurance Agents (PCEIA) and Investment-Linked Life Insurance (ILP) certification.
  • Business Development & Marketing
  • Organizing financial literacy talks, roadshows, and seminars to educate the public.
  • Leveraging digital marketing, social media, and online platforms to attract new clients.
  • Developing strategic partnerships with businesses, professionals, or financial planners for referrals.

Job Requirements

  • Malaysian Citizenship
  • STPM/Diploma/Degree.
  • SPM (min 5 subject PASS - Bahasa Malaysia Compulsory PASS)
  • Good communication skills
  • Can work in a team
  • Got driving license
  • Got transportation

Job Benefits

  • Training provided
  • Income with no limit
  • Commission paid 6 years for 1 sale
  • Commission paid twice a month
  • Bonus twice a year for 3 years
  • Travel (local and overseas) every year
  • Retirement savings provided
  • Business can be inherited
  • Flexible schedule
  • Opportunities for promotion
  • Work Remotely