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Credit Risk Manager / Senior Credit Risk Manager – Enterprise Banking

Salary undisclosed

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Job Description

  • Provide credit decision/approval of credit propositions, credit review, temporary excesses and transaction exceptions within authorized lending authority limit.
  • Engage with business units on potential opportunities including joint calls and site visits where necessary and providing guidance and advice on structuring facilities.
  • Work closely with business units to timely identify issues/ early warning signs, ensure appropriate credit classification and initiate appropriate risk mitigating actions for deteriorating credits.
  • Work with BU to define, review and enhance Target Market and Risk Acceptance Criteria.
  • Perform targeted portfolio scans or reviews in response to events/developments that may have an adverse impact on overall credit quality and to formulate action plans to minimize / manage risks identified.
  • Lead or undertake adhoc tasks/ projects as may be required from time to time.

Job Requirement

  • A recognized Degree or equivalent, such as in Accounting/ Finance/ Commerce/ Economics/ Business
  • Minimum 15 years of experience in credit assessment /approval in credit risk or front line covering commercial credits.
  • Able to work under pressure with tight turnaround time.
  • Agile in undertaking other credit-related matters apart from the typical credit assessment/approval tasks.
  • Possess strong analytical, writing and interpersonal skills.