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JOB DESCRIPTION
· Conduct in-depth analysis of financial data and credit reports to assess the creditworthiness of potential and existing clients.
· Utilize risk assessment tools and techniques to evaluate the likelihood of default and potential credit risks associated with new and existing clients.
· Evaluate loan applications, credit lines, and other financial products to determine their viability and potential risks, ensuring adherence to internal policies and regulatory requirements.
· Communicate with clients to collect financial information, provide guidance on credit-related matters, and discuss credit terms and conditions.
· Ensure compliance with established credit policies and procedures, and recommend changes or updates when necessary to mitigate risk and improve credit decision-making.
· Prepare and present detailed credit analysis reports, including financial statements, credit scoring, risk assessment summaries for management review and be able to do forecasting.
· Stay updated on industry trends, economic developments, and regulatory changes to assess potential impacts on credit decisions and portfolio management.
· Monitor and manage the credit risk exposure of the organization's portfolio, identifying potential issues and opportunities for risk mitigation and portfolio optimization.
Job Type: Full-time
Pay: RM3,000.00 - RM5,000.00 per month