Executive, Consumer Credit

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Job Purpose

Analyze and process new Credit Card/Personal Finance applications, liaison with applicants and other administrative tasks.

Key Responsibilities

• FINANCIAL
• Responsible to review, evaluate and recommend new credit card/PF applications, as well as existing customer’s requests within agreed SLA.
• Ensure quality credit assessment and due diligence to ensure compliance to internal policies and procedures.
• Review supporting income documents and calculate verified income accurately.
• Identify and recommend credit limit based on customer’s credit worthiness and submit to approvers for final decision.
• Responsible to approve STP cases based on customer’s credit worthiness and in compliance to internal policies and guidelines.
• Identify and detect fraudulent applications and avoid recommendation based on false credit information
• COMPLIANCE
• Accountable for compliance with BNM regulatory and internal policies for credit judgement.
• Always ensure confidentiality of customer’s information.
• TAT / PRODUCTIVITY
• Able to work closely within team members and inter-department members to complete tasks in stipulated time.
• To ensure daily KPI is met
• OTHERS
• Perform other functions / duties as when required by management.
• Accountable for maintaining high standard of professionalism and image, consistent with the Bank’s requirement.
  
  

Skills/Knowlegde

• Bachelor's Degree / Professional qualification in any discipline from a recognized institution.
• Must have good analytical, interpersonal and computer skills.
• Excellent verbal and written Bahasa & English communication.