ALM & FTP Manager
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Responsible for the assets and liabilities management, funds transfer pricing and funding pool management, capital management, and ensure ALM & FTP related policy and framework are consistent with Head Office (HO), Parent Bank (BOCHK) and local regulatory.
Responsibilities
1. Assets and Liabilities Management
Assist in ALCO and ALCO sub-committee (Corporate Treasury Work Group) secretariat function such as meeting arrangement, prepare meeting materials and minutes, follow up resolution.
Provide solid ideas on business strategies relating to ALCO with supporting facts from P&L as well as balance sheet analysis.
Review of projection on NIM & NII with month-end forecast loan and deposit growth.
Liaise with business units to determine strategic FTP for specific products.
Continuously automation of deposit and loan analysis process for ALCO report preparation
Tracking of loan and deposit budget achievement by BUs.
2. Funds Transfer Pricing (FTP)
Review of FTP mechanism, methodology, liquidity buffer, and behavioural assumptions
Analyze data downloaded from PA for business income analysis.
Review & enhance FTP yield curve.
Monthly maintenance of PA system including uploading FTP data into FTP system
3. Capital management
Integrate corporate strategy, risk appetite and capital planning. Analysis of the capital position of the Bank for support strategic capital action recommendation.
4. Control, Policy & Procedures:
Establish and conduct periodical review of FTP guideline, Loan and Deposit Pricing guideline, Capital Management Framework, Retail Loan Base Rate Policy and Methodology, ALCO Terms of Reference.
5. Liaison with BOCHK Finance Division, Corporate Treasury Division and cross-departments
Participate in discussion and assist to meet deliverables request from BOCHK.
Provide advice/clarity in assets and liabilities related enquiries across departments in BOCM.
6.Adheres and ensures that the policies, procedures and guidelines listed in the Anti-Money Laundering and Counter Financing of Terrorism Operations Manual is complied as well as all other operating policies/procedures and regulatory rules are complied at all times.
7. Perform any other functions as assigned by Management from time to time.
Qualifications
Education/Professional Qualifications:
Solid understanding of banking product
Solid understanding of finance statements
Good knowledge on capital management
Work Experience:
At least 6 – 8 years relevant banking experience
Aptitude for analytics
Experience with risk management, capital and finance preferred
Ability to translate business concepts to financial impacts
Personal Attributes & Characteristics:
Result & details oriented
Self-starter with the ability to problem solve in both team environment and solo solution
Committed to work and
Knowledge/Tools/Skills:
Strong excel and power point skill
Strong communication skill
Strong relationship building skill
Responsible for the assets and liabilities management, funds transfer pricing and funding pool management, capital management, and ensure ALM & FTP related policy and framework are consistent with Head Office (HO), Parent Bank (BOCHK) and local regulatory.
Responsibilities
1. Assets and Liabilities Management
Assist in ALCO and ALCO sub-committee (Corporate Treasury Work Group) secretariat function such as meeting arrangement, prepare meeting materials and minutes, follow up resolution.
Provide solid ideas on business strategies relating to ALCO with supporting facts from P&L as well as balance sheet analysis.
Review of projection on NIM & NII with month-end forecast loan and deposit growth.
Liaise with business units to determine strategic FTP for specific products.
Continuously automation of deposit and loan analysis process for ALCO report preparation
Tracking of loan and deposit budget achievement by BUs.
2. Funds Transfer Pricing (FTP)
Review of FTP mechanism, methodology, liquidity buffer, and behavioural assumptions
Analyze data downloaded from PA for business income analysis.
Review & enhance FTP yield curve.
Monthly maintenance of PA system including uploading FTP data into FTP system
3. Capital management
Integrate corporate strategy, risk appetite and capital planning. Analysis of the capital position of the Bank for support strategic capital action recommendation.
4. Control, Policy & Procedures:
Establish and conduct periodical review of FTP guideline, Loan and Deposit Pricing guideline, Capital Management Framework, Retail Loan Base Rate Policy and Methodology, ALCO Terms of Reference.
5. Liaison with BOCHK Finance Division, Corporate Treasury Division and cross-departments
Participate in discussion and assist to meet deliverables request from BOCHK.
Provide advice/clarity in assets and liabilities related enquiries across departments in BOCM.
6.Adheres and ensures that the policies, procedures and guidelines listed in the Anti-Money Laundering and Counter Financing of Terrorism Operations Manual is complied as well as all other operating policies/procedures and regulatory rules are complied at all times.
7. Perform any other functions as assigned by Management from time to time.
Qualifications
Education/Professional Qualifications:
● Solid understanding of banking product
● Solid understanding of finance statements
● Good knowledge on capital management
Work Experience:
● At least 6 – 8 years relevant banking experience
● Aptitude for analytics
● Experience with risk management, capital and finance preferred
● Ability to translate business concepts to financial impacts
Personal Attributes & Characteristics:
● Result & details oriented
● Self-starter with the ability to problem solve in both team environment and solo solution
● Committed to work and
Knowledge/Tools/Skills:
● Strong excel and power point skill
● Strong communication skill
● Strong relationship building skill
