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Head, Credit Risk

Salary undisclosed

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Get to know our Team:

  • Grab's lending division, GFSA (Grab Financial Services Asia), provides microcredit to drivers, agents, and merchants within the Grab ecosystem.
  • The Country Credit Operations team establishes and implements credit risk management policies. They collaborate with the Country Head, Product team, and Regional Credit Risk team to improve technological and risk methodologies.
  • This role offers substantial opportunities for professional growth, encompassing the full spectrum of credit risk management, including data integrity, systems, reporting, and risk/capital methodologies.
  • You will report directly to the Head of Lending, Malaysia GrabFin. and hybrid working in Malaysia.

Critical Tasks you will perform:

  • You will develop and implement the credit framework/Credit Policies for the country.
  • You will help develop and implement data collection, data analytics, and other strategies to analyze statistical efficiency and guide decision-making.
  • You will analyze data using an out-of-the-box lens from within and outside the Grab ecosystem to help make Credit decisions.
  • You will establish measurements to analyze credit model and policy performance, uncover insights, and identify targeted areas for improvements.
  • You will work with business, data analytics, and other departments to calibrate country credit policy and help dynamic prioritization of credit business.
  • You will monitor credit performance metrics to identify issues and new credit processes or feature improvements, and business growth opportunities.
  • You will help provide inputs from a Credit Risk perspective for regulatory approvals.
  • You will help design and implement reports and performance measurement dashboards.