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Finance Manager - ALM & Funding Pool Management

  • Full Time, onsite
  • Bank of China (M) Berhad
  • Kuala Lumpur Analysis & Reporting (Banking & Financial Services) Full time Add expected salary to your profile for insights, Malaysia
Salary undisclosed

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Job Summary

Responsible for the assets and liabilities management (ALM), funds transfer pricing (FTP) and funding pool management, capital management, and ensure ALM & FTP related policy and framework are consistent with Head Office (HO), Parent Bank (BOCHK) and local regulatory.

Key Responsibilities

1. Assets and Liabilities Management (ALM)

  • Assist in ALCO and ALCO sub-committee (Corporate Treasury Work Group) secretariat function such as meeting arrangement, prepare meeting materials and minutes, follow up resolution.
  • Provide solid ideas on business strategies relating to ALCO with supporting facts from P&L as well as balance sheet analysis.
  • Review of projection on NIM & NII with month-end forecast loan and deposit growth.
  • Liaise with business units to determine strategic FTP for specific products.
  • Continuously automation of deposit and loan analysis process for ALCO report preparation
  • Tracking of loan and deposit budget achievement by BUs.

2. Funds Transfer Pricing (FTP)

  • Review of FTP mechanism, methodology, liquidity buffer, and behavioural assumptions
  • Analyze data downloaded from PA for business income analysis.
  • Review & enhance FTP yield curve.
  • Monthly maintenance of PA system including uploading FTP data into FTP system


3. Capital management

  • Integrate corporate strategy, risk appetite and capital planning. Analysis of the capital position of the Bank for support strategic capital action recommendation.

4. Control, Policy & Procedures:

  • Establish and conduct periodical review of FTP guideline, Loan and Deposit Pricing guideline, Capital Management Framework, Retail Loan Base Rate Policy and Methodology, ALCO Terms of Reference.

5. Liaison with BOCHK Finance Division, Corporate Treasury Division and cross-departments

  • Participate in discussion and assist to meet deliverables request from BOCHK.
  • Provide advice/clarity in assets and liabilities related enquiries across departments in BOCM.

6. Adheres and ensures that the policies, procedures and guidelines listed in the Anti-Money Laundering and Counter Financing of Terrorism Operations Manual is complied as well as all other operating policies/procedures and regulatory rules are complied at all times.

7. Perform any other functions as assigned by Management from time to time.


Job Requirements:

  • Education/Professional Qualifications:
  • Solid understanding of banking product
  • Solid understanding of finance statements
  • Good knowledge on capital management

Work Experience:

  • Experience with risk management, capital and finance preferred
  • Ability to translate business concepts to financial impacts
  • Aptitude for analytics

Personal Attributes & Characteristics:

  • Results & detail oriented
  • Self-starter with the ability to problem solve in both independent and team environment

Knowledge/Tools/Skills:

  • Strong excel and powerpoint skill
  • Strong communication skill
  • Strong relationship building skill