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Associate Director, Loan & Specialized Finance, Corporate Banking

Salary undisclosed

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Key Responsibilities:

  • Market corporate loans and ensure market competitiveness by structuring loans to meet the financial goals of the Bank while also aligning with the client's needs.
  • Work closely with Wholesale Banking Coverage unit to align with risk returns of customer group in various industries.
  • Craft custom loan solutions and prepare term sheets tailored to the unique needs of corporate clients while ensuring the Bank’s interests are protected.
  • Prepare credit proposals, provide analytical support in submissions to the relevant approving authorities and ensure speedy turnaround time. This includes the following - identify pertinent credit related issues and work out viable financing solution for clients, conduct pre-sanction visits & interview loan applicants, handle post-approval work process.
  • Ensure all transactions comply with applicable regulatory framework / guidelines and the Group’s policies and procedures.
  • Monitor existing corporate portfolios and identify early warning triggers for potential credit deterioration.
  • Close monitoring of loan covenants and approval conditions to prevent breaches.