Senior Credit Analyst (Investment-Fixed Income)

Discover the GREAT in your career.

As a LIFE company, our customers are at the heart of all that we do. Being one of Asia’s leading insurer for over a century, we have built a long-lasting legacy of trust with our customers over many generations. At the foundation of this trust is Integrity, Initiative, and Involvement – from the way we treat every customer relationship with honesty and transparency, to our proactive approach of delivering the best possible solutions in both life and general insurance.

Integrity, Initiative, and Involvement is what guides us. It is what makes us do the right thing, take the lead, and choose ‘we’ over ‘me’. Our mission is to make life great for our customers because we understand what matters most to them, and we know how to help them protect it.

If you are looking to grow in an enriching career filled with opportunities and potential, we are seeking a professional to join our team as Senior Credit Analyst (Investment-Fixed Income). In this role, you will conduct credit assessment and monitoring for issuers/ borrowers in the Corporate Bonds and Loans (“CBL”) portfolio to identify new investment opportunities and keeps abreast of material developments to ensure early detection of credit deterioration which could impact GELM’s investment performance.

The Role:

• Performs credit analysis of issuers/ borrowers to identify appropriate CBL investment opportunities.
• Prepares credit proposals and recommends such investment to the respective approving authorities.
• Reviews and monitors existing CBL exposures on a timely basis.
• Trains and guides junior credit analysts, including reviewing their work.
• Continues the enhancement and maintenance of GELM’s Internal Credit Scoring Model.
• Conducts country and/ or sector assessments, where necessary.
• Liaises with external parties i.e. rating agencies, solicitors, investment banks, and trustees in credit assessment and/ or monitoring processes.
• Works alongside other departments i.e. joint reporting with Finance, Risk, and/ or Legal Teams.
• Assists and manages problem credits, participates in restructuring/ recovery exercise, vetting of relevant legal documents; where applicable.
• Undertakes specific/ ad-hoc tasks and/ or projects related to credit matters.
• Ensures compliance with internal/ external policies and regulatory requirements.
• Takes accountability in considering business and regulatory compliance risks and takes appropriate steps to mitigate the risks.
• Maintains awareness of industry trends on regulatory compliance, emerging threats and technologies in order to understand the risk and better safeguard the company.
• Highlights any potential concerns /risks and proactively shares best risk management practices.

The Person:

Qualification and/ or professional requirements

• Minimum tertiary qualification in Business, Economics, Finance, Banking or Accounting.
• Chartered Financial Analyst or Post Graduate qualification has an added advantage.

Working experience, skillsets and/ or knowledge

• Minimum 10 years of experience in credit analysis and/ or fixed income investments.
• Comprehensive knowledge of financial statements and financial modelling skills (e.g. cash flow projections).
• Good knowledge of debt capital market and fixed income instruments (e.g. private debt securities, bonds, and structured products).

Key competencies

• Good analytical, conceptual, and problem solving skills.
• Meticulous and resourceful.
• Good written and verbal communication skills.
• Good financial awareness, matured and organised thinking, and good commercial acumen.
• Proficient in Microsoft Word, Excel and PowerPoint.
• Proficient in negotiation and interpersonal skills.
• Able to perform under pressure and be goal-oriented.
• Good leadership skills.
• Committed team player with good working relationships.

• High level of integrity, takes accountability of work and good attitude over teamwork.
• Takes initiative to improve current state of things and adaptable to embrace new changes.

Great Eastern Malaysia is committed to Equal Employment Opportunity, and all qualified applicants shall receive a fair and equal consideration for employment.

Location: HQ, Kuala Lumpur

Entity: Great Eastern Life Malaysia

Employment Type: Permanent

To all recruitment agencies: Great Eastern does not accept unsolicited agency resumes. Please do not forward resumes to our email or our employees. We will not be responsible for any fees related to unsolicited resumes.

About Great Eastern

Founded in 1908, Great Eastern is a well-established market leader and trusted brand in Singapore and Malaysia. With over S$100 billion in assets and more than 16 million policyholders, including 12.5 million from government schemes, it provides insurance solutions to customers through three successful distribution channels – a tied agency force, bancassurance, and financial advisory firm Great Eastern Financial Advisers. The Group also operates in Indonesia and Brunei.

The Great Eastern Life Assurance Company Limited and Great Eastern General Insurance Limited have been assigned the financial strength and counterparty credit ratings of "AA-" by S&P Global Ratings since 2010, one of the highest among Asian life insurance companies. Great Eastern's asset management subsidiary, Lion Global Investors Limited, is one of the leading asset management companies in Southeast Asia.

Great Eastern is a subsidiary of OCBC, the longest established Singapore bank, formed in 1932. It is the second largest financial services group in Southeast Asia by assets and one of the world’s most highly-rated banks, with an Aa1 rating from Moody’s and AA- by both Fitch and S&P. Recognised for its financial strength and stability, OCBC is consistently ranked among the World’s Top 50 Safest Banks by Global Finance and has been named Best Managed Bank in Singapore by The Asian Banker.