Credit Executive

Job Responsibilities:

• Evaluate creditworthiness of customers by reviewing financial statements and credit reports.
• Develop, implement, and review credit policies and procedures to ensure alignment with business goals.
• Approve or reject credit applications and monitor accounts for overdue payments.
• Oversee the collections process, follow up on overdue payments, and negotiate payment plans.
• Maintain accurate credit records and prepare regular reports on credit limits, aging accounts, and bad debts.
• Build and maintain positive relationships with customers, addressing any credit-related inquiries.
• Identify potential credit risks and provide recommendations to mitigate financial exposure.
• Ensure compliance with relevant regulations and collaborate with departments like finance, legal, and sales.

Job Requirements:

• Bachelor's degree in Finance, Accounting, Business Administration, or a related field.
• Proven experience in credit management or a similar role.
• Strong analytical skills, with the ability to evaluate financial statements and credit reports.
• Excellent communication and negotiation skills.
• Strong attention to detail and ability to work independently.
• Knowledge of credit management software and financial analysis tools.
• Ability to handle difficult or challenging conversations with customers.
• Familiarity with relevant legal frameworks and regulations related to credit.

Job Type: Full-time

Pay: RM3,000.00 - RM4,000.00 per month

Benefits:

• Professional development

Schedule:

• Monday to Friday

Ability to commute/relocate:

• Petaling Jaya: Reliably commute or planning to relocate before starting work (Required)

Application Question(s):

• What is your expected salary?