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Assistant Vice President, Credit Card & Personal Loan Product Developments

Salary undisclosed

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  • Initiate and execute consumer credit card & personal products to drive overall card business growth, with primary objectives to grow new card base, improved product profitability through relevant product features & benefits and working closely with all stake holders.
  • 5.0

KEY RESPONSIBIITIES

  • Role requires regular interaction with sales channels, operations, credit policy and credit processing hub to monitor and drive cards performance to achieve the cards goals.
  • Supporting the above, the role’s functions include the following:
  • Product/Proposition Developmemt
  • Initiate in the development of new products or enhancement of existing products by preparing the necessary paperwork and involved in gathering required information from relevant stakeholders like IS, Operations etc
  • Process Development
  • Review areas for new process development to cater for new business initiatives or assist in improving existing processes that support the business
  • Portfolio Management
  • Provide the necessary reporting from the perspective of performance of campaigns or initiatives and to track and report overall products health across the Bank
  • Campaign Management
  • Lead in the development of campaigns which includes working with the relevant advertising agencies to obtain the necessary marketing materials.
  • Market Awaremess
  • Understand the market environment and impact of competitors’ action plans.
  • To assist the changes in regulatory, monetary and economic environment to the business

KEY RELATIONS

Working Relations

(INTERNAL & EXTERNAL)

Regular Contacts

Internal

Nature of Purpose

  • Business Finance
  • Consumer Risk
  • Contact Center
  • Technology
  • Cards Operations
  • Decision Management
  • Group Legal/Operational Risk/Compliance
  • Group Corporate Affairs and Branding
  • SME

External

  • Card associations
  • Advertising Agencies
  • Suppliers
  • Customers
  • Business planning, reporting, forecasting and budgeting
  • Policy setting & credit approval
  • Anti Attrition programme, service level and customer experience
  • Host and platform readiness, availability and support
  • Supply chain and inventory management, cost saving measures
  • Requests for extraction of relevant data to support decision making or report preparation
  • Review of agreements, terms and conditions, compliances and advisory matters
  • Product publication, collateral, communication and advertising
  • Business strategies & process for business cards
  • Industry and regulatory initiatives and directions
  • For development of marketing creatives
  • Sourcing of promotional items/services, lettershopping services
  • Handling of complaints/correspondences on campaigns